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What is Lockton Affinity Aftermarket?
Exclusive, enhanced insurance offerings for aftermarket businesses
Lockton Affinity Aftermarket’s combination of policies and limits are unique to the market, enhanced beyond coverage you will find elsewhere.
Aftermarket businesses we serve
- General repair shops
- Auto body and collision shops*
- Franchise tire dealers with general repair**
- Auto parts retailers and distributors
- Incidental used auto sales
* NFPA 33 compliant booth required | ** No used tire sales
About Lockton Affinity
With more than 30 years in the industry, our expertise benefits your business in three unique ways:
Due to our vast experience insuring the aftermarket space, we understand the needs businesses like yours require. That’s why we offer policy enhancements you cannot receive elsewhere.
Our policies, limits and coverage options are unique to Lockton Affinity Aftermarket. No agent or other company has access to this program, so you are getting coverage truly designed for aftermarket businesses.
Our insurance program is preferred by leading aftermarket providers so you can trust our policies work for your business and the industry.
Coverage Offerings:
Due to our vast experience in the industry, Lockton Affinity Aftermarket developed an insurance program to better protect aftermarket businesses like yours. Our combination of policies and limits are unique to the market, enhanced beyond coverage you will find elsewhere.
Technician Errors & Omissions Insurance
Protects technicians against claims of errors or negligence, prior to releasing vehicle to customer • Limit: $25,000 • Lockton Affinity Aftermarket difference: Not included in standard insurance plans
Employee tools coverage
Covers the cost of employee tools should they be stolen or damaged. • Limit: $100,000 on-premises, $10,000 off-premises and in-transit. Increased limits are available. • Lockton Affinity Aftermarket difference: Broader limits than typically available with competitive pricing
On-Hook coverage
Protects aftermarket businesses from the cost of damage to customer vehicles during towing. • Limit: $75,000. Increased limits are available. • Lockton Affinity Aftermarket difference: Broader limits than typically available with competitive pricing
Customer Complaint Defense
Defense for customer complaints that are groundless or false. • Limit: $100,000 on-premises, $10,000 off-premises and in-transit. Increased limits are available. • Lockton Affinity Aftermarket difference: Broader limits than typically available with competitive pricing
Dealers Errors and Omissions
Protects against the costs associated with pretense exposure should you unknowingly buy or sell a car without a clean title. • Limit: $50,000
Employment Practices Liability insurance
Protects against the costs associated with claims of discrimination, harassment, wage and hour disputes and more. • Limit: $250,000+ • Lockton Affinity Aftermarket difference: Independent contractors are included in coverage and policyholders receive access to a free HR hotline and online resource center
The Lockton Affinity Aftermarket Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers, LLC in California #0795478. Coverage may not be available in all states and is subject to actual policy terms and conditions. Policy benefits are the sole obligation of the issuing insurance company. Federated Auto Parts and Federated Car Care will receive a royalty fee for the licensing of its name and trademarks as part of the insurance program